Life Insurance in York County, Pennsylvania
Life insurance policies provide for the financial security of a dependent in the event that a primary provider is terminally ill or has passed away. When the policyholder passes away, a designated beneficiary will receive a lump sum death benefit. A life insurance policy that is well written can be obtained at an affordable rate. Additional life insurance policies build cash value for the people who hold them. The friendly professionals at Feeser Insurance will help find the best coverage that will bring some peace of mind and protect your family. Our office is open 5 days a week and we always welcome a phone call. Call us today at (717) 767-1070 !
What different Options Do I Have?
Life insurance can come in many forms and can be customized to fit your needs. Life insurance can cover events such as burial expenses, uninsured medical bills, outstanding debt and will help your family maintain a comfortable standard of living. Below are common options presented to our customers.
Term Life Insurance
Term life insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, usually 5 to 20 years.
Universal Life Insurance
Universal life insurance is characterized by great flexibility. Policyholders can determine the amount and frequency of premium payments (i.e. the more you pay, the less time you will need to pay). Your premiums cover the insurance part also the savings or investment element and the expense part.
Whole Life Insurance
Unlike term insurance, whole life combines insurance protection and savings or cash value which builds over time. Cash value build-up may provide a source for living benefits, for example, helping pay off a mortgage, or a child’s education, or cash surrender value if the policy is ever canceled.